HDFC credit card and my foolishness
I was swayed by an email offer from HDFC regarding the upgrade of credit card. Being so easy to operate HDFC net banking, without researching or pausing to ask my RM, I chose to 'upgrade'. Within a week the new card arrived. Excitedly I called my RM to discuss the privileges. To my dismay I realised I had actually downgraded myself!!
Ah that embarrassing moment when blood rushed to my face and heart skipped many a beat. Took a few minutes to sheepishly acknowledge my foolhardiness. Well now it would be a wait to get upgraded again.
Read up, research or ask... and thy questions will be answered. Throw the 'know it all' down the drain..
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